Short reads on how borrowing in India actually works, written for people who'd rather understand a loan than just take one.
A June rule change quietly loosened one of the tightest constraints on microfinance lending in India. Here's what actually shifted, and why it matters if you've ever been turned down for a small loan.
Read the piece → FintechBanking automation used to mean chatbots answering FAQs. In 2026 it means software that pulls your credit file, checks it against policy and decides on your loan, no human in the loop until something looks off.
Read the piece → TrendsYoung Indians are entering the credit system faster than any generation before them, and almost none of them are doing it through a branch. The numbers behind the shift, and what's driving it.
Read the piece → ComparisonLoan amounts, tenure, and what to check in the fine print before you download anything. A straight comparison of the apps that keep coming up when people search for quick cash.
Read the piece → GuideBudgeting, investing, credit tracking and borrowing, sorted by what an Indian Gen Z user actually needs versus what's just noise on the app store.
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